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Janome Sewing Centre has teamed up with Zip to give you the opportunity to pay for your dream room with flexible instalment payment plans.

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Nothing to pay today

We pay for the order,
you proceed with the sewing.

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Interest free

Easy interest free payments.
No hidden fees.

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Flexible repayments

Pay us back how you like –
weekly, fortnightly or monthly.

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Reusable account

A reusable account with a
limit that suits your needs.

What is Zip Money?

Zip Money is a simple and convenient payment solution that allows you to buy now and pay later! On approval, you’ll receive a personalised Zip Money account that you can use at Janome Sewing Centre (or at any other Zip Money retailer). Simply make your minimum repayments each month to enjoy the interest-free terms outlined in your contract. Zip Money is sure to take the strain off your purse strings!

For purchases between $1,000 and $8,000
Flexible repayment options
12 months interest-free

Why wait? Start your sewing journey today with 12 months interest-free, thanks to Zip!


Important – Please Note

To qualify for Zip Money you must meet the following criteria.

18 years of age and over.
Australian citizen or resident.
Have your own email address and phone number.
Employed or regular income.
Have access to online banking.

What do I need?

To apply for a Zip Money account online, you’ll need to select your desired credit limit and provide your residential, employment and financial information. Next, verify your identity through SMS, and have your email address and mobile phone number handy. Once complete, your application will go through a quick assessment (this takes about 3 minutes) to determine approval.

The important stuff:

Zip Money offers credit limits between $1000 and $8,000 to approved applicants only. Depending on your credit limit, you may be charged a one-off establishment fee (refer to the table below) outlined to you on your application. All purchases carry an interest-free period, as outlined in your contract, after which your outstanding balance will accumulate interest at the standard annual rate.

Regular repayments are taken automatically via direct debit – you can set these to suit your lifestyle, provided you meet the monthly minimum highlighted in your contract (refer to the table below). Please note that payments will only be accepted from debit cards via your bank account. You can make additional payments whenever you like through your debit card or BPay. Just keep in mind your scheduled payment will still also take place!

Purchase Amount Est. Fee Minimum Monthly Repayment
$1000 $0 2.5% or $40
$2000 $25 2.5% or $40
$3000 $49 2.5% or $80
$4000 $75 2.5% or $80
$5000 $99 2.5% or $150

Offer Valid until June 30, 2021, and subject to Zip approval*

*Available to approved applicants only. Minimum monthly repayments are required. Paying only the minimum monthly repayment amount will not pay out the purchase within the interest free period. Any balance outstanding at the expiry of the interest free period for the purchase will be charged interest at the contractual rate, currently 19.9%. A $6 monthly account fee applies. A one-off establishment fee may apply for new customers. Terms & Conditions apply and are available on application. See your contract for further details. Credit provided by Zip Money Payments Pty Limited (ABN 58 164 440 993, Australian Credit Licence Number 441878).